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Gold IRA Companies Ranked

Fees, minimums and public records for eight gold IRA companies

2026 IRS limits IRA $7,500, or $8,600 at 50 and over 401(k) $24,500, plus $8,000 at 50 and over ($11,250 at 60 to 63) Required distributions generally from 73 Source: IRS, in our rollover guide

Company record

Noble Gold Investments Review

No. 5 of 8 in our ranking: segregated storage only.

IRA minimum
$20,000
Setup fee
$80*
Admin a year
$125
Storage a year
$150 segregated*, segregated only
BBB
A+, accredited since 2017
BBB complaints, 3 years
3
Trustpilot
4.9 (799 reviews)
Pays us
No, no relationship

Our verdict

Noble Gold has a strong public record: 3 BBB complaints in three years, an A+ rating, a AAA from the BCA, and the second-highest Trustpilot score on our list (4.9 from 799 reviews). It offers all four IRA metals, publishes a flat fee schedule and a list of other fees, and uses one depository company with sites in Texas, Delaware and Canada.

Two things kept it from ranking higher. Its fee figures differ between two of its own pages (we use the newer one). And its gold IRA FAQ says you can “store your gold at home”, which is wrong for IRA metal under IRS rules. Treat Noble as a solid option at $20,000 and up, but get the fees in writing and keep your IRA metal in the depository.

Noble Gold at a glance

HeadquartersEncino, California
In business since2016 (BBB start date)
Gold IRA minimum$20,000
Cash minimum$10,000 on the gold IRA page; survival packs from $5,000 in the FAQ
Setup fee$80 (support FAQ, September 2026); older gold IRA page says $50 plus $30 wire
Annual admin fee$125
Annual storage$150 segregated (support FAQ, September 2026); older gold IRA page says $160
Other feesWire $30, in-kind distribution $75, account closure $250
CustodianEquity Institutional, part of Equity Trust (support FAQ); New Direction IRA for silver IRAs
DepositoryInternational Depository Services (Texas; Delaware; Mississauga, Canada)
Published markupNone
MetalsGold, silver, platinum, palladium
BBBA+, accredited since January 2017
BBB complaints, 3 years3 (1 closed in the last 12 months)
BCAAAA, 0 complaints
Trustpilot4.9 from 799 reviews

All figures checked October 29, 2026.

Fees

Noble charges a flat annual fee regardless of account value. Two of its pages disagree on the numbers. We use the support FAQ because it is the newer page (last updated September 14, 2026; the gold IRA page was last updated July 27, 2026):

Gold IRA page (July 2026)Support FAQ (September 2026, used in our tables)
Setup$50$80
Annual admin$125$125
Annual storage$160$150 segregated (FAQ says $160 “typically refers to commingled”)
Year one$335$355
Each year after$285$275
10 years$2,900$2,830

The $80 setup in the FAQ may simply be the gold IRA page’s $50 setup plus its $30 wire fee; that’s our reading, not something Noble says. The support FAQ also says Noble only offers segregated storage, which makes its note about a $160 commingled rate confusing. Ask Noble which figures apply and get them in writing.

Other fees Noble lists: $30 per wire, $75 for an in-kind distribution (taking coins out instead of cash) and $250 to close the account. Noble didn’t publish a fee waiver or a markup.

Compare on our fees page.

Minimum investment

$20,000 for a gold IRA. For cash delivery outside an IRA, the gold IRA page shows $10,000, while the support FAQ lists Noble’s “Royal Survival Packs” from $5,000 to $500,000.

Custodian and storage

Noble’s support FAQ tells gold IRA customers to log in to “your custodian Equity Institutional”, which is Equity Trust’s institutional division; another answer refers to Equity Trust for transfers. For silver IRAs it names New Direction IRA. Confirm which custodian will hold your account.

Storage is at International Depository Services, with sites in Texas, Delaware and Mississauga, Canada. Noble says it only offers segregated storage, so your coins are kept apart from other customers’.

The home-storage problem

Noble’s gold IRA FAQ says: “You have the option to either store your gold at home or at a secure depository in Texas.”

For metal held in an IRA, that’s misleading. The IRS allows IRA bullion only if a bank or approved trustee keeps physical possession of it. If you take IRA gold home, the IRS can treat it as a distribution, which means income tax and possibly a 10% additional tax before age 59½. Home storage is fine for gold you buy with cash outside an IRA. See our rollover guide.

Products

Noble sells gold, silver, platinum and palladium. Examples it lists as IRA-eligible:

  • American Gold Eagle
  • Austrian Gold Philharmonic
  • Australian Gold Kangaroo
  • Canadian Gold Maple Leaf
  • Perth Mint 1 oz gold bar

The same page also features an 1854 Kellogg $20 gold coin, a collector piece that isn’t IRA-eligible.

Buyback

Noble says it offers a buyback program but doesn’t publish the terms or how it sets the price.

Endorsements

Noble’s gold IRA page features a celebrity spokesperson. An endorsement tells you nothing about fees or markups.

Ratings and complaints

  • BBB: A+, accredited since January 22, 2017. 3 complaints in three years.
  • BCA: AAA, 0 complaints.
  • Trustpilot: 4.9 from 799 reviews.
  • Google: Noble says on its own site that it has 777+ Google reviews. We haven’t verified the count or the rating.

We found no regulatory actions or lawsuits against Noble in searches on October 29, 2026.

Pros and cons

Pros

  • 3 BBB complaints in three years; BCA AAA with 0
  • Trustpilot 4.9
  • All four IRA metals
  • Segregated storage for every account
  • Other fees published (wire, in-kind, closure)
  • Flat fees

Cons

  • Setup and storage fees differ between its own pages
  • FAQ suggests home storage for IRA gold, which breaks IRS rules
  • Custodian described differently across its FAQ answers
  • No published markup or buyback terms
  • Features a non-IRA-eligible collector coin on its IRA page
  • $250 closure fee

Who Noble Gold suits

  • Savers with $20,000 or more who want segregated storage by default
  • Buyers who want platinum or palladium

Look elsewhere if you want consistent published fees (Goldco or Augusta) or a lower minimum (Birch Gold Group).

How we reviewed Noble Gold

We read Noble’s gold IRA page, support FAQ, kit page and affiliate page, and its BBB, BCA and Trustpilot profiles on October 29, 2026. We checked its storage claim against the IRS rules on collectibles. We didn’t open an account. See our methodology.

Frequently asked questions

What is Noble Gold’s minimum investment?

$20,000 for a gold IRA. The gold IRA page shows $10,000 for cash delivery.

Does Noble Gold pay this site?

No. Noble runs a public affiliate program, but we are not part of it.

What are Noble Gold’s fees?

Its newer support FAQ (September 2026) lists $80 setup, $125 admin and $150 segregated storage: $355 in year one and $275 a year after. Its older gold IRA page lists $50 setup, $125 admin and $160 storage. Ask which applies. It also lists $30 wire, $75 in-kind distribution and $250 closure fees.

Can I store Noble Gold IRA metal at home?

No. Noble’s FAQ suggests you can, but IRS rules require IRA bullion to be held by a bank or approved trustee. Home storage can be treated as a taxable distribution.

Who is Noble Gold’s custodian?

Noble’s support FAQ names Equity Institutional, New Direction IRA and Equity Trust in different answers. Ask which will hold your account.

Where does Noble Gold store metal?

International Depository Services, in Texas, Delaware or Mississauga, Canada, in segregated storage.

Sources

All checked October 29, 2026: Noble gold IRA page · Noble support FAQ · Noble kit · Noble affiliate sign-up · BBB · BBB complaints · Trustpilot · BCA · IRS collectibles rule

Not financial advice. Gold prices go up and down, pay no income, and a gold IRA has ongoing fees.